Credit Products

Mortgage Loan

We would like you to have a property in favorable conditions. Repay a loan and become an owner of a real estate instead of paying rent, use our mortgage loan pay montly installment instead of rent. You have the opportunity to use a mortgage loan in GEL and USD, up to 12-year period.

And besides you need a loan to purchase land and other real estate, visit any branch of  Ziraat Bank.

Loan features:

  • Interest rate – from 7.9%, (Effective interest rate from 11.9%)
  • The borrower's age – from 18 untill 65
  • Minimum loan amount – 10.000 USD or 20.000 GEL (Up to GEL 200 000  Credits can  be disbursed only in National Currency for Individual and Entrepreneurs of  Georgian citizens)

Consumer Loan

  • The borrower's age – a person from 18 untill 65 with a stable income,
  • Minimum loan amount – 3.000 USD  or 5.000 GEL (Up to GEL 200 000  Credits can  be disbursed only in National Currency for Individual and Entrepreneurs of  Georgian citizens)
  • The maximum loan term - 36 months
  • Currency - GEL / USD
  • Interest rate – from 14.9% (Effective interest rate from 16.5%.)

Consumer loans collaterized with real estate

  • The borrower's age – a person from 18 untill 65 with a stable income
  • Minimum loan amount -  5.000 USD or 10.000 GEL (Up to GEL 200 000  Credits can  be disbursed only in National Currency for Individual and Entrepreneurs of  Georgian citizens)
  • The maximum loan term - 84 months
  • Monthly income - at least the double amount of the monthly installment
  • Loan currency - GEL / USD
  • Interest rate – from 11.9% (Effective interest rate from 14.5 %)"